Credit Union of the Day:
Western Vista Federal Credit Union

Located: WY  Assets: $94M  Members: 10,691 - Profile - Call Report -

Welcome to CU Analyzer! This interactive program takes an educational approach to financial analysis to introduce actionable insights and fresh perspectives at every level of your credit union - from front line staff to the CEO and Board. Analyze performance relative to customized peer groups, understand ratios, establish meaningful benchmarks and goals, compare financial strategies, and track your progress with the latest data. CUAnalyzer ties financial metrics to member value, strengthening the odds of credit union success in the changing financial services environment.       Our Vision
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  This Week's Hot Topic:      Margin Squeeze
  Check out the following related CU Analyzer performance charts with today's featured credit union.


Callahan Peer Rating 
Performance Analysis
ROA is a measure of how efficiently a credit union can squeeze profits from its assets. In the credit union industry, ROA needs to be analyzed in the context of a credit union's strategy. A high ROA such as Western Vista's, for example, suggests strong financial and operational performance. However, a lower ROA may ...
Full Analysis
Ratio Definition
Chart Detail & Options


Callahan Peer Rating 
Performance Analysis
Western Vista currently enjoys a solid yield on its loan portfolio relative to its peer group. There are a number of possible reasons for its high yield such as a high concentration of high margin loan products (e.g. unsecured and credit card loans) in the portfolio, sound risk based pricing strategies, and/or the pre...
Full Analysis
Ratio Definition
Chart Detail & Options


Callahan Peer Rating 
Performance Analysis
Effectively managing their earning assets, Western Vista likely has a strong loan to share ratios. Properly priced loans and solid investment management processes have given Western Vista an above average rating for this peer group.

Ratio Definition
Chart Detail & Options


Callahan Peer Rating 
Performance Analysis
Western Vista's yield on its investment portfolio is below average relative to its peers. One viable explanation may be that Western Vista adopted an investment strategy that was not ideal given the current market environment. An overly conservative strategy could have caused Western Vista to miss good investments. ...
Full Analysis
Ratio Definition
Chart Detail & Options

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