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This Week's Hot Topic:      Capital Adequacy   Check out the following related CU Analyzer performance charts with today's featured credit union.

Callahan Peer Rating  Performance Analysis California State & Fed Empl #20 is performing very well in this area and has positioned their balance sheet well to account for potential risks. Ratio Definition Chart Detail & Options Add Comparables

Callahan Peer Rating  Performance Analysis California State & Fed Empl #20 is growing capital at the same rate as this peer group. To determine if this is an adequate, the credit union must consider its current capital level, the rate of asset growth and whether the current level of earnings can be sustained or even raised. Ratio Definition Chart Detail & Options Add Comparables

Callahan Peer Rating  Performance Analysis Sometimes delinquency can be a tricky concept. From a risk management perspective, the lower the ratio the better. California State & Fed Empl #20 has a low delinquency ratio versus its peers. This is sometimes the result of unique characteristics of the credit union such as high levels of real estate loans. If the r... Full Analysis Ratio Definition Chart Detail & Options Add Comparables

Callahan Peer Rating  Performance Analysis California State & Fed Empl #20 has a high allowance to delinquent loans ratio compared to its peer. California State & Fed Empl #20 may have an over-funded allowance account unless changes in the underwriting polices that may create additional risk have been installed, or the historical performance of its loan portfo... Full Analysis Ratio Definition Chart Detail & Options Add Comparables