This Week's Hot Topic:      Margin Squeeze   Check out the following related CU Analyzer performance charts with today's featured credit union.

Callahan Peer Rating  Performance Analysis ROA is a measure of how efficiently a credit union can squeeze profits from its assets. In the credit union industry, ROA needs to be analyzed in the context of a credit union's strategy. A high ROA such as Western Vista's, for example, suggests strong financial and operational performance. However, a lower ROA may ... Full Analysis Ratio Definition Chart Detail & Options

Callahan Peer Rating  Performance Analysis Western Vista currently enjoys a solid yield on its loan portfolio relative to its peer group. There are a number of possible reasons for its high yield such as a high concentration of high margin loan products (e.g. unsecured and credit card loans) in the portfolio, sound risk based pricing strategies, and/or the pre... Full Analysis Ratio Definition Chart Detail & Options

Callahan Peer Rating  Performance Analysis Effectively managing their earning assets, Western Vista likely has a strong loan to share ratios. Properly priced loans and solid investment management processes have given Western Vista an above average rating for this peer group. Ratio Definition Chart Detail & Options

Callahan Peer Rating  Performance Analysis Western Vista's yield on its investment portfolio is below average relative to its peers. One viable explanation may be that Western Vista adopted an investment strategy that was not ideal given the current market environment. An overly conservative strategy could have caused Western Vista to miss good investments. ... Full Analysis Ratio Definition Chart Detail & Options