This Week's Hot Topic:      Capital Adequacy   Check out the following related CU Analyzer performance charts with today's featured credit union.

Callahan Peer Rating  Performance Analysis Credit Union 1 is operating just below its Peers. You may consider increasing your capital level in case of any risks you may face in the future. Ratio Definition Chart Detail & Options Add Comparables

Callahan Peer Rating  Performance Analysis Credit Union 1 is growing capital at a rate much higher than its peer group. In evaluating this performance, the credit union must know its starting capital level, the rate of asset growth, and the factors that are contributing to the rate of earnings. Is the earnings level a one time event, or is this a sustainable r... Full Analysis Ratio Definition Chart Detail & Options Add Comparables

Callahan Peer Rating  Performance Analysis Sometimes delinquency can be a tricky concept. From a risk management perspective, the lower the ratio the better. Credit Union 1 has a higher level of credit risk in their loan portfolio based on their delinquency ratio being higher than the peer group average. The credit union's ability to handle this level of risk... Full Analysis Ratio Definition Chart Detail & Options Add Comparables

Callahan Peer Rating  Performance Analysis Credit Union 1 has a higher allowance to delinquent loans ratio compared to its peer and should evaluate the appropriate level of reserves needed to cover their credit risk. Credit Union 1 should ask itself, is the credit union’s portfolio composition similar to its peers? Is this amount historically appropriate? Ratio Definition Chart Detail & Options Add Comparables